Unscrupulous representatives are making door-to-door visits, selling bogus health care policies, referred to as ObamaCare. Given the confusion shopping for Michigan health insurance and Michigan life insurance policies, these bamboozlements victimize consumers. Once these scams are discovered, it’s generally too late to recover any of the financial losses.
Although authorities are inundated with reports pertaining to Michigan health insurance and Michigan life insurance fraud, several tactics prevent falling prey to consumer fraud and a bogus insurance plan.
The laws mandating Michigan health insurance requirements are effective in 2014. Any insurance agent stating otherwise is a con.
Obtain several Michigan life insurance quotes, ideally with a representative offering a diverse portfolio of insurance companies. The rule is applicable for obtaining Michigan health insurance quotes.
Always, verify that the agent’s license is current for whichever policy the consumer needs, regardless of how well known the agent is (Michigan health insurance or Michigan life insurance).
Contact the Michigan’s Department of Insurance, which maintains a database of reports regarding agents to determine if the agent has a number of pending complaints regarding Michigan life insurance or Michigan health insurance. Online, check the background of an agent by typing his or her name followed by a comma, and the following other keywords: “complaints,” or “fraud.”
Avoid any Michigan life insurance, recommending an overstatement of assets and income in exchange for an increased benefit. In fact, report any unethical practices to the Attorney General’s office. Remember to post any payments to the insurance provider versus the agent.
Although certain Michigan health insurance plans have specific enrollment dates, do not subscribe to any plan out of pressure or due to coercion. Additionally, any agent who fails to explain the details regarding the Michigan life insurance or other plan information is a red flag for an unscrupulous “professional.
Bookmark or visit Michigan Health and Life.com for additional information about Michigan life insurance and Michigan medical insurance policies. The site maintains the latest news, resources and free life insurance quotes, online.
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